FINTECH AND FINANCIAL INCLUSION: A SYSTEMATIC REVIEW OF CORPORATE PERFORMANCE IN NIGERIA.

Abstract

This study systematically reviewed Fintech, financial inclusion and corporate performance in Nigeria. The aim was to explore the impact of Fintech and Financial inclusion on the performance of corporate organizations in Nigeria. Two hundred (200) articles were collected from 4 international journals that were scanned and ranked. These articles include The Review of Assets Pricing Studies, Annual Review of Financial Economics, Financial Management and Accounting and Business Research. The journals' volumes, issues, and articles published in 2021 and 2022 were all identified using the Scimago publication rating systems. The construction of the investigation's data-set took into account the field, SJR/QUATILE/H. Index, year of publication, volume, issue, title, abstract, keywords, and the current issue that each report covered. To facilitate the study, the gathered articles were sorted according to themes to enable simple interpretation of the findings and coding. The study made an empirical finding that, in order to secure a free and prompt movement of funds and related services from one person and institution to another, organisations, financial institutions, and technology companies must collaborate. The study concludes that the performance and growth of any corporate organization depend on the equitable distribution of finance and the role of technology as a medium for easy distribution and inclusion of individuals and organizations into the financial sector in Nigeria. Based on this conclusion, this study recommends that the central bank of Nigeria and other regulatory institutions institute policies and improve its campaign to enhance automated financial transactions, as this is a crucial influence for financial inclusion.